Technical and Financial Aid provides offers 0% interest
business loans to farmers, entrepreneurs, and women who are passionate,
deserving, and innovative in business sense. We have an opportunity for them to
mould their dreams into reality. We have funds from various investors who want
to invest
their money in a profitable business. Just plan, take loans, invest
and make your business a success.
Your character is your trustworthiness.
TFA assess your character, your credit history, the
supportive statements from your friends and family, and your contribution to
our cause…
Use the loan to grow your business and give the lenders
their share of profit you earn through their investment.
How much loan you can get?
The range of business loans is from 10,000 to 50,000 Rupees
at this time (it may increase in coming days). The loan amount will base on the
current potential of your business and the feasibility of your business plan.
Who can apply for this loan?
The persons (male or female)
- Having valid CNIC
- Having a running business or a new business plan
- Residing in District Kasur for at least 10 years
- Under the age of 40 years
are eligible for this loan. (Female are encouraged to apply)
What you will do after taking loan?
This scheme is not actually the loan scheme. It is an
investment and business modal. We have some clients who have much capital but
no time to start and manage their own business. They want to invest their
amount in a business to get regular profit. So the borrower will have to pay
some share of profit back to us to be paid to our investors. This is how
entrepreneurs can have more capital to invest hence more profit. They pay some
share of profit to our investors who lend them money for investment.
You will pay back as monthly installments. Usual we have
fixed 5% of the invested amount as a share of profit for our investors. Once
the business generates more profit, this share can be increased accordingly.
Please note that we provide constant support and technical
assistance to make your business a success. We suggest modifications in business
model, marketing strategy, and other things. Finally, we want to make sure that
your business can grow and flourish with the passage of time.
Standard penalty for the late
payment of profit amount is 5 % of the amount to be paid for that month. (to
get one month extension in payment date).
Here is an example of
how TFA Business Loan works.
Ayesha is a graduate girl residing in Kot Haleem Khan Kasur Kasur
city. She took 30,000 Rs and started her own Beauty Saloon. She got trainings
for our experts and made her business a success. As our agreement with her, she
had to pay 1500 every month to us. She paid only 11 installments of 1500 Rs per
month. Till then, she was able to pay the invested amount back to us. She paid
the whole 30,000 after 11 months and now she owns the business herself. This is
one of the many success stories of this loan scheme.
Are you eligible and creative person and want to start your own business but have no funds?
